Delhi Lakshmi Yojana: Approval Letters Handed Over to Women Beneficiaries

Under the scheme, eligible women will receive ₹2,500 per month through financial assistance. The first payment is expected on the 1st of the following month after completion of the required formalities. The assistance is intended to help women meet household expenses, support children’s education and care, and strengthen livelihood or small business activities.

Key Points

• Scheme: Delhi Lakshmi Yojana
• Launched by: Delhi Chief Minister Rekha Gupta
• Beneficiaries: Eligible women of Delhi
• Monthly assistance: ₹2,500
• Registrations: More than 9.22 lakh women
• Approval certificates: Handed over to beneficiaries in New Delhi
• First payment: From the 1st of the next month after completion of formalities
• Objective: Financial security and economic empowerment of women

The main objective of the Delhi Lakshmi Yojana is to provide financial security to women and help them become more self-reliant. The assistance can be used for essential household needs, children’s education and care, livelihood activities and small business support.

The Delhi government considers the scheme an important step towards women’s economic empowerment and social security.

1. It enables the transfer of government benefits directly into the bank accounts of beneficiaries.
2. It can help reduce leakages in the delivery of welfare benefits.
3. It eliminates the need for beneficiaries to have access to a bank account.

Which of the statements given above is/are correct?

A. 1 and 2 only
B. 2 and 3 only
C. 1 and 3 only
D. 1, 2 and 3

Answer: A. 1 and 2 only

Explanation: DBT transfers welfare benefits directly to beneficiaries, generally through bank accounts or other permitted digital payment mechanisms. Access to an appropriate account is required; therefore, Statement 3 is incorrect. DBT does not eliminate the need for a bank account or an appropriate payment mechanism. Beneficiaries need access to a suitable account/payment channel to receive the benefit.

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